Our People

Our team of experienced financial professionals and locally-based Wealth Advisors works with each client to build, monitor, and adjust financial plans as markets evolve and family circumstances change. We are large enough to be privy to expert analysis and research that is available only to large institutions, but we are not so large that we lose sight of what matters most to you.


Members of our senior leadership team include:


Headshot of Bruce Rhemke Bruce C. Rehmke, JD

EXECUTIVE VICE PRESIDENT
TRUST & FIDUCIARY DIRECTOR

Bruce is responsible for the administration, compliance and tax functions for Wealth Advisory Services offered through the member banks of Heartland Financial USA, Inc. Bruce joined Heartland in 1983, is a graduate of the University of Iowa - College of Law and holds an undergraduate degree in Accounting. He is a member of the Dubuque County Bar Association, the Iowa State Bar Association and the Iowa Academy of Trust and Estate Counsel.


Headshot of Nancy Tengler Nancy C. Tengler

SENIOR VICE PRESIDENT
CHIEF INVESTMENT OFFICER

Nancy currently serves as the Chief Investment Officer for Heartland Financial’s Wealth Advisory Services. As CIO, she leads the investment team and oversees all functions of investment management, including strategic initiatives, economic forecasting, investment offerings, fixed income and equity analysis and asset selection, and outside manager due diligence. Prior to joining Heartland in 2014, Nancy served in a number of leadership position in the area of asset management. In addition to her experience in asset management, she is a published author and frequent guest on financial programs aired on CNBC, CNN/FN, PBS and Bloomberg.


Headshot of Chrisanna Elser Chrisanna Elser, CFP®

VICE PRESIDENT
DIRECTOR OF FINANCIAL PLANNING

As Director of Financial Planning, Chrisanna will be responsible for the preparation and delivery of customized financial planning services for clients and prospects throughout Heartland’s 10-state footprint. Chrisanna brings extensive knowledge and experience in the area of financial planning. She has more than 10 years experience in the planning and investment profession, having worked in banks and brokerage firms. Most recently, Chrisanna served as a Portfolio Consultant with Charles Schwab. Her experience also includes training and customer relationship development. She earned her Bachelor of Science degree in Accounting from Strayer University in Washington, D.C., where she graduated cum laude. She holds Series 7, 9, 10, and 66 securities licenses, and earned her CERTIFIED FINANCIAL PLANNER™ professional from Kaplan University.


Headshot of Jasper Vaccaro Jasper Vaccaro, JD

SENIOR VICE PRESIDENT
ILLINOIS BANK & TRUST AND WISCONSIN BANK & TRUST PRIVATE CLIENT SERVICES MARKET LEADER

Jasper joined our organization in 2015 and serves as Senior Vice President and Private Client Services Market Leader at Illinois Bank & Trust and Wisconsin Bank & Trust. He has been in the Trust and Investment industry for over 27 years and brings extensive knowledge and experience in the areas of fiduciary services, investment management, financial planning and wealth transition. Jasper most recently served as Vice President and Senior Client Advisor for BMO Harris Bank, N.A., and also served at Marshall & Ilsley Trust Company N.A. He has also been a professor at Concordia University and taught graduate and undergraduate level courses including The Legal and Ethical Aspects of Business, Accounting, Business Finance, Economics, and Philosophy of Values and Ethics. He holds a Bachelor of Science degree in accounting from Chapman College in Orange, Calif., and a Juris Doctorate from The John Marshall Law School in Chicago, Ill.


Headshot of Patrick Schaefer Patrick M. Schaefer, JD, CTFA

SENIOR VICE PRESIDENT
NEW MEXICO BANK & TRUST PRIVATE CLIENT SERVICES MARKET LEADER

Pat serves as Senior Vice President and Private Client Services Market Leader of New Mexico Bank & Trust. He has been in the Trust and Investment industry since 1982 and brings extensive knowledge and experience in the area of fiduciary services, investment management, financial planning and wealth transition. Pat most recently served in the role of Regional Manager of Investment and Fiduciary Services with Wells Fargo Bank. He received his B.S. from the University of Colorado and J.D. from Creighton University Law School. He also holds the Claritas Investment Certificate from the CFA Institute. Pat is a member of the American Bar Association as well as the New Mexico and Nebraska State Bar Associations. He is the Chairperson of the New Mexico Bankers Association Trust Committee and a member of the New Mexico Estate Planning Council.


Headshot of Tim Schultz Tim Schultz

SENIOR VICE PRESIDENT
ARIZONA BANK & TRUST PRIVATE CLIENT SERVICES MARKET LEADER

With more than 30 years’ experience in banking, Tim Schultz is responsible for the overall management of Wealth Advisory Services, Retirement Plan Services, HTLF Investment Services, Financial Planning and Insurance Solutions for Arizona Bank & Trust. He most recently serviced as Regional Wealth Manager at Johnson Bank. Prior to that, he was Chief Operating Officer for the Western Region of BMO Private Bank and Director of Institutional Trust and Nonprofit Services, including Family Office Services for three major financial institutions. Schultz holds a Bachelor of Music Performance from Augsburg College in Minneapolis and began his Masters at New England Conservatory of Music in Boston. He has been an active member of the Arizona community throughout his career and has served and supported numerous nonprofit organizations and causes. Tim is currently on the Advisory Council at ASU’s Center for Philanthropy and Nonprofit Innovation. He has previously served on the board of The Phoenix Symphony, One-n-ten, the Corporate Council for the Phoenix Art Museum, the Board of Stewards for the Frank Lloyd Wright Foundation and the Board of Overseers for The Phoenix Symphony and has been a member of Central Arizona Estate Planners and Planned Giving Roundtable of Arizona. 


Headshot of John Bohan John Bohan, CFP®

SENIOR VICE PRESIDENT
CITYWIDE BANKS PRIVATE CLIENT SERVICES MARKET LEADER

John joined our organization in 2016 and serves as Private Client Services Market Leader at Citywide Banks. His primary responsibility is to lead and grow the full spectrum of Private Client Services in the state of Colorado. John brings more than 10 years of experience in financial planning providing comprehensive solutions for his clients. John holds a Business Administration degree from the University of Kansas, is a graduate from the College of Financial Planning and is designated as a CERTIFIED FINANCIAL PLANNER™ professional. John is a Board Member for his local Rotary International. He also enjoys volunteering with Junior Achievement and teaching the next generation about how to manage their money.